Group Health Insurance for Employees

Group health insurance coverage contributes to a healthier future for your organization. The NEC Insurance team is available to guide you to the right plan for your budget.

Define Your Group Health Insurance Plan With Our Agents

Group health insurance plans are essential to any comprehensive employee benefits package, providing coverage for medical expenses, prescription drugs, and other healthcare services. For employers looking to offer their employees quality coverage at competitive rates, understanding the basics of group health insurance is a must.

NEC Insurance has many years of experience in the market. We understand the industry’s nuances and have developed lasting connections with several reputable carriers. When you engage with our team, we help you explore everything you need to know about group health insurance and its associated coverage and benefits. Our solutions are suited to your budget and core objectives.

What Does Employer Group Health Coverage Cover?

Group health insurance plans are employer-sponsored health coverage that benefit employees and their families. Group health plans provide employees with coverage for medical expenses, including preventive care, hospitalization, prescription drugs, mental health services, and more. The level of coverage varies depending on the type of plan and your chosen provider.

NEC Insurance offers basic group coverage that covers essential health benefits like doctor visits, emergency room services, inpatient hospital care, lab tests, and preventive care services. Our more comprehensive plans include coverage for vision and dental expenses and outpatient care. As an experienced insurance company, we ensure employers and employees have the services they need to feel secure.

Build a Successful Small Business Health Insurance Plan

NEC Insurance has helped Missouri businesses create and maintain flexible health insurance foundations. We apply our resources to help you find quick quotes and coverage at a value that aligns with your budget.

Why You Should Establish a Health Insurance Group Plan

The advantages of offering group health insurance to your employees extend far beyond just providing comprehensive healthcare coverage; building and implementing a group health plan with NEC Insurance agents can help reduce employee turnover rates. Because your workers know and appreciate that you provide them with excellent healthcare benefits, they’ll feel more confident in their position with you.

Offering health insurance can also attract top talent. When you provide robust medical coverage, you signal that your company uses resources responsibly and cares about the well-being of your employees. Additionally, having an employer-sponsored plan in place could improve overall satisfaction among your staff since they won’t have to worry about expensive individual premiums or navigating confusing private plans on their own.

Experience Cost Savings With Employer Group Health Insurance

Group health insurance coverage helps you manage costs over time. By pooling together premiums from multiple people into one single monthly payment, you can save more money than you would after buying individual plans for each employee. And if that isn’t enough, you also avoid the many administrative headaches associated with managing multiple accounts.

NEC Insurance helps you thoroughly explore the benefits of a well-structured group health insurance plan. We explain all the built-in savings opportunities that come with an employer-sponsored program, such as deductibles and copays that further reduce your company’s total healthcare spending over time.