Homeowners Insurance for Missouri Residents
Your home is the result of years of careful planning and searching—make sure it’s protected with NEC Insurance.
Secure Additional Coverage for Your Personal Property
A homeowners insurance policy covers many potential damages and losses. Still, some events require additional coverage or a unique plan. For example, a standard home insurance plan will cover jewelry repair or replacement if an event covered by the policy, such as a fire, caused the damage. Coverage limits for jewelry and other valuables may be covered, but the amount covered may not be enough to recover all your items.
NEC Insurance has the experience and connections to deliver insurance quotes and policies that match your unique requirements. We learn your needs and help you engage with carriers with the coverage you desire. Your peace of mind is our priority. Here are a few unique coverages our team can help you secure:
Earthquake Coverage
Few standard homeowners insurance policies cover damage resulting from land movements. Earthquakes can happen anytime and inflict damage that, if not adequately covered by your insurance plan, you will need to cover out of pocket.
Missouri is the third largest market for earthquake insurance across the country. NEC Insurance understands you need coverage to protect your home from potentially devastating damage. Our policies pay for damage caused by the shaking and cracking that earthquakes can inflict. We evaluate your home to determine a quote, considering your property’s size and build.
Jewelry Repair Coverage
Jewelry that’s lost or damaged is often protected under a covered peril. However, your policy may not cover the full value of an item. NEC Insurance helps you raise the limit of the liability for jewelry and other valuables with additional endorsements or floaters.
This scheduled personal property coverage raises the limits of high-value items to cover an amount closer to the possession’s value. Floaters also cover you for situations your standard homeowners’ policy would not account for, like misplaced or forgotten jewelry.
