308 Noonan Drive, Pacific, MO 63069

Insurance for Business Properties

When disaster strikes your organization, building insurance is instrumental in helping deter financial fallout. NEC Insurance offers products at a price that suits your goals.

Why Does Company Property Insurance Matter?

As a business owner, you know the value of protecting your investments. Property insurance for businesses is one of the most important steps you can take to protect your assets from catastrophic loss. Whether you operate from a storefront, an office space, or a home-based operation, property insurance provides coverage for your building and its contents in the event of destruction due to fire, theft, or other disaster-related damage.

Property insurance is a broad term that refers to any type of policy that covers physical assets. This includes coverage for buildings, office equipment, inventory, furniture, and other items that belong to your company. Depending on the policy you choose, property insurance may also cover expenses related to business interruption due to a covered loss or damage.

NEC Insurance is your partner in the insurance market. We’ve spent over 45 years building and maintaining connections with industry leaders, and you have complete access to our insurance carrier portfolio when you work with our agents. We build you a custom insurance strategy to protect your business and make repairing or replacing damaged tools and equipment painless. As an experienced business insurance company, we place your needs first. We’re available when you need us—we pick up when you call.

Leverage Small Business Property Insurance Strategies With NEC

Having property insurance for your business protects you from unexpected losses or damages due to natural disasters, theft, and more. For example, if an earthquake were to destroy your business’s building and contents—scenarios no one can predict or prevent—having property insurance helps you recover some of the cost of repairing property damage and replacing what was lost.

The NEC Insurance team has deep roots in the building insurance market. No matter your business type, we can help you find property insurance coverage that matches your budget and long-term goals. We use all our resources to prevent extended business interruption following a natural disaster or other events. Our strategies are tailored to your specific mission.

Our policies help you cover:

  • Inventory
  • Vital documentation
  • Computers and other equipment
  • Fencing and landscaping
  • Furniture
  • More

Navigate the Costs of Building Insurance With Our Agents

When considering a property insurance policy for your business, it’s essential to consider the associated costs. While it’s impossible to determine an exact premium without getting quotes from providers (which vary by location), several factors influence how much you pay for coverage, including the size of the building being insured and its location (i.e., whether it’s in an area with an increased risk of natural disasters).

NEC Insurance has the experience to evaluate your building and recommend policies that suit your objectives. With access to over 30 reputable carriers, we can build bridges between your organization and your envisioned insurance strategy.

Fortify Your Organization With a Well-Structured Insurance Plan

NEC Insurance understands how shifty and sophisticated the insurance field can be. We’re committed to helping Missouri businesses protect against financial consequences following a natural disaster with custom-built strategies.

Schedule My Risk Assessment

Explore the Types of Business Property Insurance

Building coverage is necessary to protect your investment. NEC Insurance understands the insurance landscape from top to bottom. Whether you own a physical business location or another building structure, we have the expertise to guide your planning efforts.

Common types of property insurance include:

  • Business Personal Property Coverage

    This insurance plan helps protect items within your business premises, such as furniture, equipment, supplies, and inventory. It also provides coverage for items used outside of the office, like laptop computers and other valuable items necessary for running your business.

  • Business Interruption Insurance

    No one ever wants to experience a disruption in their operations due to an unforeseen event—but it can happen, despite your best preparations. Business interruption insurance helps protect against lost income due to fires, storms, power outages, and other events that cause operational shutdowns. This policy can also compensate for ongoing expenses while you get back on track after an incident.

  • Cyber Liability Insurance

    As technology advances, so does our reliance on it—and so does the risk of cyberattacks and data breaches. Cyber liability insurance helps protect you from financial losses related to these events by covering costs associated with notifying customers about a breach and providing compensation if customer data is compromised. The NEC Insurance team evaluates your situation and offers policies that improve your chances for a quick and successful recovery.

Need Help Creating a Path Through the Insurance Market?

Connect With Our Team

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Contact