What winter-related damage does homeowners insurance cover?
NEC Insurance’s homeowner’s insurance policies provide coverage for a comprehensive range of winter-related issues and damage, including but not limited to:
- Frozen or burst pipes
- Gutter damage from ice dams or significant snowfall
- Roof damage from falling tree limbs or heavy snow loads
- Damaged siding or shingles
- Window damage from debris during ice or snow storms
- Fire damage from space heater accidents or overloaded outlets and extension cords
Explore the full extent of your coverage by reviewing your homeowner’s insurance policy with a member of our expert insurance team or discuss how best to adjust your current homeowner’s policy to serve your current needs.
Steps You Can Take To Protect Your Home During The Winter Months
Avoid the stress of a denied claim or having to deal with winter damage by taking a few simple steps to prepare and protect your home from the most common homeowner’s insurance claims.
Winter Checklist for Homeowners
- Keep your home heated, even when you are away—ensuring your home remains above freezing at all times during the winter months prevents ice from forming in your pipes and protects you from the costly aftermath of a burst pipe.
- Clear snow from roofs and gutters—when it is safe to do so, we recommend clearing the snow from your roofs and gutters to help reduce the strain and prevent significant damage.
- Trim back branches near your house before inclement weather—before the winter months hit, avoid the possibility of window, roof or siding damage by taking the time to trim back the branches of any trees near or around your home.
Take a moment to review your policy before winter—read through your homeowner’s policy and re-familiarize yourself with the full extent of your coverage, or schedule time to meet with one of our insurance providers for a detailed walkthrough of your current policy and its benefits.
Take Advantage of NEC Insurance’s Extensive Winter Home Insurance Protection Options
Homeowners in Pacific, MO, face an array of seasonal risks, such as fluctuating weather patterns and temperatures. That’s why working with a local insurance agency can make a real difference when it comes to your homeowners policy. At NEC Insurance, we provide our customers with an extensive range of winter insurance policy options tailored to the areas we serve, so you can trust that you are getting the complete coverage you need to protect your investment.
We recommend scheduling a consultation with one of our knowledgeable insurance agents to discuss your current needs and what kind of policy options will best suit you.
Learn More About Your Homeowners Insurance Winter Coverage At Your Pacific, MO Insurance Provider
When it comes to protecting your home, you want fewer surprises and more certainty when it comes to preparing your home for winter. Visit or contact NEC Insurance in Pacific, MO for a review of your current homeowners insurance policy or to explore your coverage options.
